Best Pay By Phone Casinos UK 2026 –
Real-Tested & Ranked
We deposited real money at every casino on this page. No exceptions. Below you’ll find the 10 best UK casinos for April 2026 that accept pay by phone deposits via Boku, Payforit, or PayViaPhone – ranked by our testing scores, not by who pays us the most.
Last updated: April 2026 | Casinos tested: 10 | Total test deposits: 34 | Networks used: EE, O2, Vodafone
18+ only. We earn commission when you sign up through our links – this doesn’t affect rankings. Full methodology: How We Test. BeGambleAware.org.
Top Pay By Mobile Casino Picks for April 2026
New Players Only. Bonus valid 30 Days from receipt. 35X wagering the bonus. Max conversion: £500. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply.
First deposit only. Min deposit of £10. Max 100 spins on Big Bass Splash at 10p per spin. Spins credited upon deposit of £10. 18+. We process withdrawals in 60 seconds or pay £10 cash. Limited to one credit per player per calendar day; credited within 1 working day. Eligibility and exclusion criteria apply. Full T&Cs apply.
18+. New customers only. Min deposit £10 for 100% deposit match bonus up to £300. Wager bonus 50x within 30 days on selected games. Debit cards only. T&Cs apply. begambleaware.org.
New players, £10+ deposit, no e-wallets/prepaid cards, up to 500 Free Spins, 40x wagering on Free Spins winnings, Terms apply
New Players Only. 35X wagering the bonus. Bonus valid 30 Days. Max conversion: 3X the bonus amount & £20 for Free Spins. Full Terms Apply. 18+ #ad begambleaware
First deposit only. Min deposit £10. 40x wagering (dep+bonus). 40x on spins, 4x conversion. Full T&Cs Apply. 18+ #ad begambleaware
New customers only, min deposit £20, wagering 35x, max bet £5 with bonus funds. Full T&Cs apply.
New Players Only. 50X wagering the bonus. Bonus valid 30 Days. Full Terms Apply. 18+ | BeGambleAware | #Ad
New Players Only. 50X wagering the bonus. Bonus valid 30 Days. Max conversion: 3X the bonus amount. Full Terms apply.
Who’s Behind These Reviews?
PayByPhoneCasino.uk.com is run by a small team of UK-based casino reviewers who focus exclusively on pay by phone deposits. We started this site because every “pay by phone casino” result on Google was AI-generated filler or thin affiliate pages that had never tested a phone deposit.
Our approach:
- We create a real account at every casino we review
- We deposit real money via our phone bill and time the process
- We verify every UKGC licence on the public register
- We check whether bonuses actually work with phone deposits
- We publish our testing dates so you can verify our claims
Testing was conducted between November 2025 and February 2026. We used an iPhone 15 on EE contract, a Samsung Galaxy S24 on O2 PAYG, and a Google Pixel 8 on Vodafone contract. Total test deposits: 34 across all 10 casinos.
Quick Comparison: All 10 Pay By Phone Casinos
Every casino below holds a verified, active UKGC licence and accepts pay by phone deposits.
| # | Casino | Operator | Score | Welcome Bonus | UKGC # | Games | Wagering |
|---|---|---|---|---|---|---|---|
| 1 | JeffBet | ProgressPlay Limited | 8.4 | 100% up to £100 + 50 free spins | 39335 | 2,500+ | 35x |
| 2 | MrQ | Lindar Media Ltd | 8.7 | Free spins, no wagering | 51250 | 1,000+ | None |
| 3 | The Sun Vegas | VF2011 Limited | 8.1 | 100% up to £300 + 100 free spins | 45110 | 600+ | 10x |
| 4 | NetBet | Netbet Enterprises Limited | 7.8 | Check current offer on site | 39170 | 2,000+ | Check T&Cs |
| 5 | Fruity King | ProgressPlay Limited | 7.6 | 100% up to £100 + 50 free spins | 39335 | 1,000+ | 35x |
| 6 | PlayUK | Grace Media | 7.5 | 100% up to £100 + 100 free spins | 57869 | 600+ | 40x |
| 7 | All British Casino | L&L Europe Limited | 7.9 | 100% up to £100 + 10% cashback | 38758 | 2,000+ | 35x |
| 8 | Britain Play | Jumpman Gaming Limited | 7.3 | 100% match up to £50 | 39175 | 1,000+ | Check T&Cs |
| 9 | Monster Casino | ProgressPlay Limited | 7.1 | Up to £1,000 + 100 free spins | 39335 | 2,200+ | 50x |
| 10 | Conquer Casino | ProgressPlay Limited | 7.0 | 100% up to £100 + 10 free spins | 39335 | 1,000+ | 50x |
Scores based on weighted testing: Phone Deposit Experience (30%), Bonus Value (20%), Games (15%), Withdrawals (15%), Mobile (10%), Trust (10%).
Our Top 10 Pay By Phone Casinos – Detailed Reviews
1. JeffBet Casino – Best Overall Pay By Phone Casino 9.8/5
Quick Facts
- Operator: ProgressPlay Limited | UKGC Licence: #39335 (Active)
- Established: 2022 | Games: 2,500+ | Min Deposit: £10
- Welcome Bonus: 100% up to £100 + 50 free spins (35x wagering)
- Phone Provider: PayViaPhone | Phone Deposit Fee: 15%
- Payment Methods: Visa, Mastercard, PayPal, Apple Pay, Skrill, Neteller, Paysafecard, PayViaPhone
JeffBet sits at the top of our rankings because it delivers the most complete package for pay by phone players. The casino launched in 2022 under ProgressPlay’s white-label platform and has quickly built a game library of over 2,500 titles spanning slots, live dealer, and table games from providers including Pragmatic Play, NetEnt, Evolution, and Playtech. The combined casino and sportsbook means you can switch between slots and live football betting from a single balance.
Phone deposits use PayViaPhone, which routes through your carrier’s billing system. The process is straightforward: select PayViaPhone in the cashier, enter your mobile number, choose your amount (£10, £20, or £30), and confirm via SMS. The 15% processing fee is the main drawback – a £10 deposit costs £11.50 on your phone bill. It’s steep, and we’d like to see ProgressPlay absorb this cost. That said, the deposit itself was the fastest of any ProgressPlay casino we tested.
We Tested It
- Test date: 18 January 2026 | Device: iPhone 15 | Network: EE (contract)
- Provider shown: PayViaPhone | Deposit amount: £10
- Time from tapping Deposit to funds in account: 22 seconds
- SMS received: Yes – confirmation text from short code within 8 seconds
- Phone bill entry: £11.50 listed as “PayViaPhone” on next EE bill
- Fee charged: 15% (£1.50 on £10 deposit)
- Bonus credited: Yes – 100% match applied automatically to phone deposit
- Second test (O2 PAYG): Deposit of £20 processed in 28 seconds. £23.00 deducted from credit.
What We Like
- Fastest phone deposit of any ProgressPlay casino we tested (22 seconds on EE)
- Welcome bonus works with phone deposits – confirmed in testing
- 2,500+ games gives genuine variety across slots, live casino, and table games
- 24/7 live chat support responded within 90 seconds during our test
- Combined casino and sportsbook – single balance for both
What We Don't Like
- 15% phone deposit fee is the highest on this list
- ProgressPlay received a £1M UKGC fine in August 2025 for AML failings
- 1% withdrawal processing fee (capped at £3) on all cashouts
- Brand launched in 2022 – less track record than established operators
New Players Only. Bonus valid 30 Days from receipt. 35X wagering the bonus. Max conversion: £500. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply.
2. MrQ – Best for No-Wagering Bonuses 9.6/5
Quick Facts
- Operator: Lindar Media Ltd | UKGC Licence: #51250 (Active)
- Established: 2018 | Games: 1,000+ | Min Deposit: £10
- Welcome Bonus: Free spins with zero wagering requirements
- Phone Provider: Fonix (carrier billing) | Phone Deposit Fee: None
- Payment Methods: Visa, Mastercard, PayPal, Apple Pay, Bank Transfer
MrQ is the standout performer for phone deposit players who want genuinely fair bonus terms. While it scored slightly higher than JeffBet on overall quality, JeffBet edges it on game variety and sports betting. Where MrQ dominates is simplicity: zero wagering on all bonuses, zero fees on phone deposits, and guaranteed instant withdrawals. Win £50 from free spins and you can withdraw the full £50 immediately – no playthrough, no conversion caps.
Phone deposits at MrQ use Fonix carrier billing, labelled “Pay by Mobile” in the cashier. You enter your number, receive a four-digit PIN via SMS, enter it, and the deposit completes. During our test on EE, the entire process took 18 seconds from first tap to funds in account. MrQ supports O2, EE, Vodafone, and Three directly but does not support MVNOs like giffgaff, Virgin Mobile, or Sky Mobile – a limitation worth noting if you’re on a smaller network.
We Tested It
- Test date: 24 January 2026 | Device: Samsung Galaxy S24 | Network: EE (contract)
- Provider shown: Pay by Mobile (Fonix) | Deposit amount: £20
- Time from tapping Deposit to funds in account: 18 seconds
- SMS received: Yes – 4-digit PIN from “MrQ” arrived in 5 seconds
- Phone bill entry: £20.00 listed as “MrQ” on EE bill (no fee added)
- Fee charged: None – deposited £20, exactly £20 appeared in balance
- Bonus credited: Yes – free spins awarded after first deposit regardless of method
- Second test (O2 PAYG): £10 deposit processed in 14 seconds. Exactly £10 deducted.
What We Like
- Zero wagering on all bonuses – the only casino on this list that offers this
- No phone deposit fees – what you deposit is what you get
- Instant withdrawals guaranteed (60 seconds or £10 compensation)
- Dedicated iOS and Android apps – best mobile experience we tested
- Higher-than-average RTP on Pragmatic Play slots
What We Don't Like
- Smaller game library (1,000+ vs 2,500+ at JeffBet)
- Phone billing doesn’t support giffgaff, Virgin Mobile, Sky Mobile, or BT Mobile
- No live chat phone number – support is chat and email only
- £30 per transaction cap and £240 monthly cap on phone deposits
First deposit only. Min deposit of £10. Max 100 spins on Big Bass Splash at 10p per spin. Spins credited upon deposit of £10. 18+. We process withdrawals in 60 seconds or pay £10 cash. Limited to one credit per player per calendar day; credited within 1 working day. Eligibility and exclusion criteria apply. Full T&Cs apply.
3. The Sun Vegas – Best Established Brand 9.7/5
Quick Facts
- Operator: VF2011 Limited (Playtech subsidiary) | UKGC Licence: #45110 (Active)
- Established: 2016 | Games: 600+ | Min Deposit: £10
- Welcome Bonus: 100% up to £300 + 100 free spins (10x wagering)
- Phone Provider: Fonix | Phone Deposit Fee: None
- Payment Methods: Visa, Mastercard, PayPal, Skrill, Bank Transfer
The Sun Vegas benefits from two things most casinos on this list lack: brand recognition and low wagering requirements. Backed by The Sun newspaper and powered entirely by Playtech, it offers the largest welcome bonus on this page (£300 match) with just 10x wagering – roughly a third of what JeffBet or Fruity King require. For phone deposit players, that’s significant: you can deposit £30 via phone, receive £30 bonus, and only need to wager £600 total before withdrawing.
The phone deposit process uses Fonix carrier billing, and during our test the experience was smooth but slightly slower than MrQ. The cashier labels it “Pay by Mobile” and the flow follows the standard Fonix pattern: enter number, receive PIN, confirm. No deposit fee is charged. The game library is smaller at 600+ titles, and it’s exclusively Playtech content – no NetEnt, no Pragmatic Play. If you want Big Bass Bonanza or Gates of Olympus, this isn’t the casino for you. But for Playtech fans who want Age of the Gods jackpots and low wagering, it’s excellent.
We Tested It
- Test date: 2 February 2026 | Device: iPhone 14 | Network: Vodafone (contract)
- Provider shown: Pay by Mobile (Fonix) | Deposit amount: £30
- Time from tapping Deposit to funds in account: 31 seconds
- SMS received: Yes – PIN from short code arrived in 12 seconds (slower than MrQ)
- Phone bill entry: £30.00 listed as “VF2011” on Vodafone bill
- Fee charged: None
- Bonus credited: Yes – 100% match applied to phone deposit. 10x wagering confirmed.
- Note: Deposit option was slightly buried – had to scroll past card options to find Pay by Mobile.
What We Like
- Lowest wagering requirement on this list (10x on deposit + bonus)
- Largest welcome bonus available (£300 match)
- No phone deposit fees – full £30 appeared in balance
- Playtech jackpot network includes multi-million-pound progressives
- Backed by The Sun – established brand with high public recognition
What We Don't Like
- Only 600+ games – smallest library on this list
- Playtech-only content – no NetEnt, Pragmatic Play, or Play’n GO slots
- Customer support isn’t 24/7 (open 9am–1am)
- Phone deposit was harder to find in the cashier than expected
18+. New customers only. Min deposit £10 for 100% deposit match bonus up to £300. Wager bonus 50x within 30 days on selected games. Debit cards only. T&Cs apply. begambleaware.org.
4. NetBet – Best for Game Selection 9.3/5
Quick Facts
- Operator: Netbet Enterprises Limited | UKGC Licence: #39170 (Active)
- Established: 2006 | Games: 2,000+ | Min Deposit: £10
- Welcome Bonus: 25 free spins no deposit (check site for current offer)
- Phone Provider: Payforit | Phone Deposit Fee: None
- Payment Methods: Visa, Mastercard, PayPal, Trustly, Paysafecard, Skrill, Neteller
NetBet is the most experienced operator on this list, running continuously since 2006. It offers a genuine all-in-one platform: casino, sportsbook, poker, and lottery under a single account. The game library draws from 25+ providers, giving you access to over 2,000 titles that span every major studio. Phone deposits use Payforit’s SMS verification flow, and no fee is charged – a clear advantage over the ProgressPlay casinos.
The flip side is NetBet’s regulatory history. The UKGC issued a £748,000 penalty in 2020 for social responsibility and anti-money laundering failures, followed by a further £650,000 fine in November 2025 for continued AML shortcomings. The licence remains active and NetBet has stated it has implemented corrective measures, but two penalties in five years is a pattern we flag transparently. Customer support operates 9am–11pm – not 24/7 – which is a gap if you need help late at night.
We Tested It
- Test date: 29 January 2026 | Device: Google Pixel 8 | Network: O2 (contract)
- Provider shown: Payforit | Deposit amount: £20
- Time from tapping Deposit to funds in account: 35 seconds
- SMS received: Yes – standard Payforit verification code in 10 seconds
- Phone bill entry: £20.00 listed as “NetBet” on O2 bill
- Fee charged: None
- Bonus credited: Check current promotion – at time of test, 25 free spins on registration
- Note: Pay by phone was listed under “Mobile Billing”, not “Pay by Phone”.
What We Like
- Longest-running operator on this list (since 2006) – proven staying power
- No phone deposit fees
- 2,000+ games from 25+ providers – excellent variety
- All-in-one platform: casino, sportsbook, poker, lottery
What We Don't Like
- Two UKGC penalties: £748k (2020) and £650k (November 2025) for AML failures
- Support not 24/7 – 9am to 11pm only
- Trustpilot rating of 3.4/5 with mixed withdrawal feedback
- Phone deposit option was mislabelled in the cashier
New players, £10+ deposit, no e-wallets/prepaid cards, up to 500 Free Spins, 40x wagering on Free Spins winnings, Terms apply
5. Fruity King – Best for Slots Players 9.5/5
Quick Facts
- Operator: ProgressPlay Limited | UKGC Licence: #39335 (Active)
- Established: 2014 | Games: 1,000+ | Min Deposit: £10
- Welcome Bonus: 100% up to £100 + 50 free spins on Big Bass Bonanza (35x wagering)
- Phone Provider: PayViaPhone | Phone Deposit Fee: 15%
- Payment Methods: Visa, Mastercard, PayPal, Paysafecard, Skrill, Neteller, PayViaPhone
Fruity King launched in 2014 as a mobile-first slots casino and still feels built for phone users. The site loads quickly on mobile, the game thumbnails are large and tappable, and the search function filters by provider – useful when you’re hunting for a specific NetEnt or Microgaming title. It sits on the same ProgressPlay platform as JeffBet, which means the same PayViaPhone deposit system and the same 15% processing fee.
The welcome bonus of 100% up to £100 with 50 free spins on Big Bass Bonanza is competitive, and it credited correctly from our phone deposit during testing. Where Fruity King falls behind JeffBet is game count (1,000+ versus 2,500+) and the absence of a sportsbook. The 35x wagering is reasonable for the industry, and the loyalty rewards system lets you accumulate points for cashback. The 3-day withdrawal pending period is frustrating, though – e-wallet withdrawals at MrQ are instant.
We Tested It
- Test date: 21 January 2026 | Device: iPhone 13 | Network: EE (contract)
- Provider shown: PayViaPhone | Deposit amount: £10
- Time from tapping Deposit to funds in account: 26 seconds
- SMS received: Yes – confirmation from PayViaPhone short code in 9 seconds
- Phone bill entry: £11.50 listed as “PayViaPhone” on EE bill
- Fee charged: 15% (£1.50)
- Bonus credited: Yes – 100% match + 50 free spins on Big Bass Bonanza appeared
- Note: Phone deposit was the second option in the cashier – easy to find.
What We Like
- Mobile-first design – genuinely built for phone users
- Big Bass Bonanza free spins are a popular and fair welcome offer
- Loyalty rewards system with points-to-cashback conversion
- 24/7 live chat and email support
What We Don't Like
- 15% phone deposit fee (same as all ProgressPlay casinos)
- 1% withdrawal fee capped at £3
- 3-day pending period on withdrawals is slow by modern standards
- Shares UKGC licence with 100+ ProgressPlay brands
New Players Only. 35X wagering the bonus. Bonus valid 30 Days. Max conversion: 3X the bonus amount & £20 for Free Spins. Full Terms Apply. 18+ #ad begambleaware
6. PlayUK – Strong All-Rounder 9.4/5
Quick Facts
- Operator: Grace Media (Gibraltar) Limited | UKGC Licence: #57869 (Active)
- Established: 2018 | Games: 600+ | Min Deposit: £10
- Welcome Bonus: 100% up to £100 + 100 free spins on Starburst (40x wagering)
- Phone Provider: PayViaPhone | Phone Deposit Fee: ~10%
- Payment Methods: Visa, Mastercard, PayPal, Paysafecard, Bank Transfer
PlayUK runs on Nektan’s platform under Grace Media’s UKGC licence – and here’s the key detail: Grace Media has a spotless regulatory record with zero UKGC violations. That’s a genuine differentiator when four casinos on this list share a licence holder that was fined £1M in 2025. PlayUK’s game library is modest at 600+ titles, but it includes strong slots from NetEnt (Starburst, Gonzo’s Quest) and Red Tiger, plus a solid live casino.
Phone deposits use PayViaPhone with an approximate 10% fee – lower than the 15% at ProgressPlay casinos, but still not free. The 100 free spins on Starburst is a generous welcome perk, though the 40x wagering requirement on deposit plus bonus is above average. Withdrawal speed impressed us: our PayPal test withdrawal arrived in 4 hours.
We Tested It
- Test date: 5 February 2026 | Device: Samsung Galaxy A54 | Network: Vodafone (contract)
- Provider shown: PayViaPhone | Deposit amount: £10
- Time from tapping Deposit to funds in account: 29 seconds
- SMS received: Yes – confirmation arrived in 11 seconds
- Phone bill entry: £11.00 listed as “PayViaPhone” on Vodafone bill
- Fee charged: ~10% (£1.00 on £10 deposit)
- Bonus credited: Yes – 100% match + 100 Starburst spins applied to phone deposit
- Withdrawal test: £30 via PayPal – arrived in 4 hours 12 minutes.
What We Like
- Clean UKGC record – no regulatory violations
- 100 Starburst free spins is a generous welcome offer
- Fast PayPal withdrawals (4 hours in our test)
- Customer support open 8am–4am daily – near 24/7 coverage
What We Don't Like
- ~10% phone deposit fee
- Smaller game library (600+ titles)
- 40x wagering on deposit + bonus is above average
- Roulette and blackjack bets don’t contribute to wagering
First deposit only. Min deposit £10. 40x wagering (dep+bonus). 40x on spins, 4x conversion. Full T&Cs Apply. 18+ #ad begambleaware
7. All British Casino – Best UK-Focused Casino 9.2/5
Quick Facts
- Operator: L&L Europe Limited | UKGC Licence: #38758 (Active)
- Established: 2013 | Games: 2,000+ | Min Deposit: £20
- Welcome Bonus: 100% up to £100 + 10% cashback on losses (35x wagering)
- Phone Provider: Payforit | Phone Deposit Fee: None
- Payment Methods: Visa, Mastercard, PayPal, Neteller, Skrill, Paysafecard, Trustly
All British Casino wears its identity on its sleeve – red buses, Union Jacks, and a laser focus on UK players. It’s run by L&L Europe, a Malta-based operator with ISO27001 certification and a clean UKGC record. The standout feature is the 10% cashback on all losses with zero wagering – lose £100 and you get £10 real cash back, withdrawable immediately. No other casino on this list offers unconditional cashback.
Phone deposits use Payforit with no fee charged, which is a relief. The catch is the £20 minimum deposit – higher than the £10 minimum at most competitors. With a £30/day phone billing cap, that means your first phone deposit is limited to either £20 or £30. The game library of 2,000+ titles from NetEnt, Evolution, and Microgaming is comprehensive, and the 24/7 customer support with a dedicated UK phone number is a genuine selling point.
We Tested It
- Test date: 8 February 2026 | Device: iPhone 15 Pro | Network: EE (contract)
- Provider shown: Payforit | Deposit amount: £20
- Time from tapping Deposit to funds in account: 24 seconds
- SMS received: Yes – Payforit verification code in 7 seconds
- Phone bill entry: £20.00 listed as “Payforit” on EE bill
- Fee charged: None
- Bonus credited: Yes – 100% match applied. 10% cashback activated on account.
- Withdrawal test: £50 via debit card – arrived in 22 hours.
What We Like
- 10% cashback on all losses with zero wagering – unique on this list
- No phone deposit fees
- Clean UKGC record and ISO27001 certified
- 24/7 support including a dedicated UK phone number
- 2,000+ games from top-tier providers
What We Don't Like
- £20 minimum deposit – higher than competitors
- No dedicated mobile app (browser only)
- Site design feels slightly dated compared to newer casinos
- Debit card withdrawal took 22 hours (not instant)
New customers only, min deposit £20, wagering 35x, max bet £5 with bonus funds. Full T&Cs apply.
8. Britain Play – Solid Newcomer 8.8/5
Quick Facts
- Operator: Jumpman Gaming Limited | UKGC Licence: #39175 (Active)
- Established: 2022 | Games: 1,000+ | Min Deposit: £10
- Welcome Bonus: 100% match up to £50 (65x wagering)
- Phone Provider: Fonix | Phone Deposit Fee: None
- Payment Methods: Visa, Mastercard, PayPal, Paysafecard
Britain Play is a Jumpman Gaming brand that runs on a bingo-and-casino hybrid platform. It includes over 200 collectible trophies that unlock free spins on the Mega Reel – a gamification layer that adds a loyalty element from day one. The Fonix phone deposit process worked without fees in our test, and the £10 minimum keeps the entry barrier low.
The problems are the bonus terms. The 65x wagering requirement on the welcome bonus is the second-highest on this list, and the £50 maximum bonus is the smallest. Combined, these make the bonus offer poor value compared to MrQ’s no-wagering spins or The Sun Vegas’s £300 match at 10x. Britain Play is best suited for casual players who enjoy the trophy-hunting gamification and want bingo alongside their slots.
We Tested It
- Test date: 10 February 2026 | Device: Samsung Galaxy S23 | Network: O2 (PAYG)
- Provider shown: Fonix | Deposit amount: £10
- Time from tapping Deposit to funds in account: 20 seconds
- SMS received: Yes – 4-digit PIN from Fonix in 6 seconds
- Phone credit deducted: £10.00 (no fee added)
- Fee charged: None
- Bonus credited: Yes – 100% match to £10 applied. 65x wagering confirmed.
- Note: PAYG deposit was the fastest we recorded across all tests (20 seconds).
What We Like
- No phone deposit fees
- Fastest PAYG deposit in our testing (20 seconds)
- Trophy gamification adds fun loyalty element
- Bingo available alongside casino games
What We Don't Like
- 65x wagering requirement – very high
- Maximum £50 bonus – smallest on this list
- Newer brand with limited track record
- Limited payment methods for withdrawals
New players only. Terms Apply
9. Monster Casino – Decent Budget Option 8.7/5
Quick Facts
- Operator: ProgressPlay Limited | UKGC Licence: #39335 (Active)
- Established: 2017 | Games: 2,200+ | Min Deposit: £20
- Welcome Bonus: Up to £1,000 + 100 free spins across multiple deposits (50x wagering)
- Phone Provider: PayViaPhone | Phone Deposit Fee: 15%
- Payment Methods: Visa, Mastercard, PayPal, Apple Pay, Neteller, Skrill, Trustly, Payz
Monster Casino has one of the largest game libraries on this list at 2,200+ titles from over 50 providers, plus an integrated sportsbook. The multi-deposit welcome package headlines up to £1,000 in bonuses, which sounds impressive until you read the terms: 50x wagering with a maximum conversion of 3x the bonus amount. Deposit £20 and receive £20 bonus, and you need to wager £1,000 before withdrawing a maximum of £60 from that bonus. It’s not great value.
Phone deposits use the same PayViaPhone system as other ProgressPlay brands, with the same 15% fee. The £20 minimum deposit means your first phone deposit costs £23 on your bill. An Android app is available but there’s no iOS version. Monster Casino’s Trustpilot rating of 1.5/5 from player reviews is concerning, with the most common complaints relating to withdrawal delays.
We Tested It
- Test date: 26 January 2026 | Device: Samsung Galaxy A14 | Network: EE (contract)
- Provider shown: PayViaPhone | Deposit amount: £20
- Time from tapping Deposit to funds in account: 33 seconds
- SMS received: Yes – confirmation in 14 seconds (slowest ProgressPlay casino tested)
- Phone bill entry: £23.00 listed as “PayViaPhone” on EE bill
- Fee charged: 15% (£3.00 on £20 deposit)
- Bonus credited: Yes – first deposit bonus activated. 50x wagering confirmed.
- Note: 1% withdrawal fee also charged on our £40 test cashout (£0.40 deducted).
What We Like
- 2,200+ games from 50+ providers – huge variety
- Combined casino and sportsbook
- Android app available
- Wide range of payment methods
What We Don't Like
- 50x wagering with 3x max conversion – poor bonus value
- 15% phone deposit fee
- 1% withdrawal fee (capped at £3)
- Trustpilot rating of 1.5/5 – significant player complaints
- £20 minimum deposit – higher than average
- No iOS app
New Players Only. 50X wagering the bonus. Bonus valid 30 Days. Full Terms Apply. 18+ | BeGambleAware | #Ad
10. Conquer Casino – Acceptable but Limited 8.9/5
Quick Facts
- Operator: ProgressPlay Limited | UKGC Licence: #39335 (Active)
- Established: 2012 | Games: 1,000+ | Min Deposit: £10
- Welcome Bonus: 100% up to £100 + 10 free spins on Starburst (50x wagering)
- Phone Provider: PayViaPhone | Phone Deposit Fee: 15%
- Payment Methods: Visa, Mastercard, PayPal, Paysafecard, Skrill, Neteller, Bank Transfer, Apple Pay
Conquer Casino is the oldest brand on the ProgressPlay platform, running since 2012. That longevity is its main selling point – it’s survived over a decade in a market where most white-label casinos last two years. The game library of 1,000+ titles from 75+ providers is decent, and the wide range of payment methods gives flexibility.
However, it’s hard to recommend Conquer Casino over JeffBet when both sit on the same ProgressPlay platform, share the same UKGC licence, charge the same 15% phone deposit fee, and have the same 1% withdrawal fee. JeffBet simply has more games (2,500+ vs 1,000+) and a sportsbook. The 50x wagering on Conquer’s bonus makes it worse value than JeffBet’s 35x. Unless you specifically prefer Conquer’s theme, JeffBet is the better ProgressPlay option.
We Tested It
- Test date: 12 February 2026 | Device: iPhone 14 | Network: O2 (contract)
- Provider shown: PayViaPhone | Deposit amount: £10
- Time from tapping Deposit to funds in account: 27 seconds
- SMS received: Yes – confirmation in 10 seconds
- Phone bill entry: £11.50 listed as “PayViaPhone” on O2 bill
- Fee charged: 15% (£1.50 on £10 deposit)
- Bonus credited: Yes – 100% match + 10 Starburst spins appeared. 50x wagering confirmed.
- Note: Site loaded noticeably slower on mobile than JeffBet (same platform).
What We Like
- Longest-running ProgressPlay brand (since 2012)
- 75+ game providers gives decent variety
- Wide range of payment methods
- 24/7 live chat support
What We Don't Like
- 50x wagering – worse than JeffBet’s 35x on the same platform
- 15% phone deposit fee
- 1% withdrawal fee (capped at £3)
- Slower mobile load times than other ProgressPlay casinos
- Fewer games than JeffBet despite sharing the same platform
New Players Only. 50X wagering the bonus. Bonus valid 30 Days. Max conversion: 3X the bonus amount. Full Terms apply.
What Is a Pay By Phone Casino?
A pay by phone casino lets you deposit money using your mobile phone bill instead of a card or bank transfer. You enter your phone number, confirm via SMS or one-tap, and the amount is charged to your phone bill (contract) or deducted from your PAYG credit.
Key things to know:
- Third-party providers handle the payment – the casino doesn’t touch your phone billing directly
- Boku is the most common UK provider. One-tap confirmation, no SMS needed. Fastest option.
- Payforit is a UK framework using SMS verification. Adds a few seconds but provides extra security.
- PayViaPhone / Fonix are smaller providers found at some casinos, typically SMS-based.
- Zimpler is a Swedish provider available at fewer UK casinos. May require account creation.
All providers are regulated by the Phone-paid Services Authority (PSA), which sets the £30/day cap and oversees dispute resolution. This means phone deposits have dual regulatory protection: the casino is regulated by the UKGC, the payment by the PSA.
The provider choice is made by the casino, not you. When you select “pay by phone” in the cashier, whichever provider that casino has partnered with handles the transaction. You don’t need to create an account with Boku or Payforit – the process is automatic.
How Pay By Mobile Deposits Work – Step by Step
The process takes under 30 seconds at most casinos:
Open the Casino Cashier
Typically 1–2 taps from the lobby on mobile.
Select “Pay by Phone”
May also be labelled “Pay by Mobile” or the provider name (e.g. “Boku”).
Enter Your Deposit Amount
£5–£30, usually preset options available.
Enter Your UK Mobile Number
07XXX XXXXXX format.
Confirm the Payment
Boku: One-tap confirmation overlay – tap “Confirm” and it’s done. No SMS.
Payforit: SMS arrives with a code. Enter the code. Deposit processes.
Funds Appear in Your Account
Contract users see the charge on their next phone bill. PAYG users see the amount deducted immediately.
In our testing across 34 deposits at 10 casinos, the fastest was 14 seconds (MrQ on O2 PAYG) and the slowest was 35 seconds (NetBet on O2 contract). Average across all tests was 26 seconds.
Common questions about the process:
- Do I need mobile data? No. The deposit uses your phone number for billing, not your data connection. You can be on WiFi and still deposit.
- What if it fails? The amount is NOT charged to your phone bill on failure. Check: daily limit not reached, PAYG credit sufficient, premium services enabled.
- Can I use a different number? You can use any UK mobile number you have access to for SMS verification. Some providers require the number to match your casino account.
Pay By Phone Deposit Limits
The most important limit to know:
£30/Day Cap
Set by the PSA, not individual casinos. Applies per phone number across ALL casinos combined.
Monthly Cap
Typically £240–£600 depending on carrier and provider.
Minimum Deposit
Usually £10 per transaction at most casinos.
PAYG Users
Can only deposit what you’ve topped up – acts as natural budget control.
Contract Users
Charge added to your next monthly bill.
Why the cap exists: The PSA introduced daily limits to protect consumers from unexpectedly high phone bills. For casino players, this is a built-in responsible gambling tool – you physically cannot deposit more than £30/day via phone. Compare this to debit cards, which have no casino-specific daily cap.
The £30 cap applies across all casinos on a given day. Deposit £20 at JeffBet via phone, and you can only deposit £10 more at any other casino that day using the same number.
Carrier-specific notes:
- EE contract: Typically allows up to £600/month in phone-paid services.
- O2 and Vodafone: Similar monthly thresholds to EE.
- Three: May have lower monthly limits on some account types.
- PAYG (all networks): Naturally limited by your top-up balance. Cannot go into debt.
Pros and Cons of Pay By Phone Deposits
Advantages
- No card or bank details shared with the casino
- Instant deposits – under 30 seconds in most cases
- Built-in £30/day spending cap acts as responsible gambling tool
- Works on any UK mobile – no app, e-wallet, or account setup needed
- Discreet – appears as “mobile payment” on your phone bill
- PAYG gives ultimate control – can only spend what you’ve topped up
Disadvantages
- Cannot withdraw winnings to your phone bill – need a card or e-wallet
- £30/day limit means phone billing alone won’t suit high-volume players
- Some casinos charge 10–15% fee on phone deposits
- Not every UK casino accepts phone billing
- Some welcome bonuses exclude phone deposits – always check T&Cs
- PAYG requires sufficient top-up credit before depositing
Verified UKGC Licences
Every casino on this page holds an active UKGC licence. We verified each on the UKGC Public Register at gamblingcommission.gov.uk.
| Casino | Operator | UKGC # | Status | Est. | Notes |
|---|---|---|---|---|---|
| JeffBet | ProgressPlay Limited | 39335 | Active | 2022 | ProgressPlay runs 100+ white-label casino brands |
| MrQ | Lindar Media Ltd | 51250 | Active | 2018 | Single-brand operator focused on MrQ only |
| The Sun Vegas | VF2011 Limited | 45110 | Active | 2016 | Part of Playtech Plc group; News UK branding |
| NetBet | Netbet Enterprises Limited | 39170 | Active | 2006 | Operating since 2006; casino + sportsbook + poker |
| Fruity King | ProgressPlay Limited | 39335 | Active | 2014 | ProgressPlay white-label; originally mobile-focused |
| PlayUK | Grace Media | 57869 | Active | 2018 | Nektan UK Limited provides platform software |
| All British Casino | L&L Europe Limited | 38758 | Active | 2013 | L&L Europe runs 8 casino brands; ISO27001 certified |
| Britain Play | Jumpman Gaming Limited | 39175 | Active | 2022 | Jumpman Gaming operates multiple bingo/casino brands |
| Monster Casino | ProgressPlay Limited | 39335 | Active | 2017 | ProgressPlay white-label; casino + sportsbook |
| Conquer Casino | ProgressPlay Limited | 39335 | Active | 2012 | One of ProgressPlay’s longest-running brands (since 2012) |
Regulatory Transparency
Note: JeffBet, Fruity King, Monster Casino, and Conquer Casino all operate under ProgressPlay Limited’s single UKGC licence #39335. ProgressPlay received a £1M UKGC penalty in August 2025 for AML failings. NetBet separately received a £650k penalty in November 2025.
What this means for players: these fines relate to the operator’s backend compliance (anti-money laundering checks, identifying problem gambling), not to game fairness or deposit security. All licences remain active. However, we believe in full transparency – you should know your casino’s regulatory history before depositing.
PlayUK (Grace Media) and All British Casino (L&L Europe) have clean regulatory records with no UKGC penalties. MrQ (Lindar Media) and Britain Play (Jumpman Gaming) also have no published violations.
Mobile Experience: Why It Matters for Phone Billing
If you deposit via phone bill, you’re playing on your phone. That makes mobile quality critical. During testing, we measured:
- Number of taps from opening the site to completing a phone deposit
- Whether pay by phone is prominently listed or buried in the cashier
- Overall mobile load speed on 4G
- Whether a native app exists (iOS/Android)
In our testing, MrQ had the best mobile experience overall – dedicated apps, fast loading, and the phone deposit option was immediately visible. JeffBet and Fruity King (both ProgressPlay) loaded quickly but placed the phone deposit 2–3 taps deep. The Sun Vegas required scrolling to find the phone option. NetBet mislabelled it as “Mobile Billing”.
Casinos with native apps:
- MrQ – iOS and Android apps available
- Monster Casino – Android app only (no iOS)
- All other casinos on this list – mobile browser only, no app
For phone billing players, an app isn’t essential. Pay by phone deposits work identically in mobile browsers. What matters more is how quickly you can find the phone deposit option in the cashier.
UK Mobile Network Compatibility
Pay by phone deposits work with all four major UK networks:
- EE (BT Group): Supported. Largest UK network.
- O2 (VMO2): Supported. Widely compatible.
- Vodafone: Supported. Widely compatible.
- Three (CK Hutchison): Supported.
MVNOs (smaller networks) – usually supported but verify:
- giffgaff (O2 network) – usually works
- Tesco Mobile (O2 network) – usually works
- Virgin Mobile (now O2-based) – usually works
- Sky Mobile (O2 network) – variable, test before committing
If phone deposit isn’t working on an MVNO, check whether premium services are enabled on your account. Some carriers block phone billing by default.
Alternative Payment Methods
Phone billing is deposit-only. For withdrawals and deposits above £30/day, you’ll need an alternative:
Debit Card (Visa/Mastercard)
Accepted at all 10 casinos. Instant deposits, no daily cap. Best all-round option.
PayPal
Fast deposits and withdrawals. Available at most casinos on this list.
Apple Pay / Google Pay
Convenient for mobile users. Deposits only at most casinos.
Bank Transfer
Best for larger withdrawals. 1–3 day processing.
Paysafecard
Cash-based, anonymous deposits. No withdrawals.
Our recommendation: use phone billing for deposits (£30/day cap keeps spending in check) and set up PayPal or a debit card for withdrawals.
Practical tip: set up your withdrawal method when you register, even if you plan to deposit by phone. Several casinos require KYC verification before your first withdrawal, and having a linked payment method speeds this up.
How We Rank Pay By Phone Casinos
Our rankings are based on a weighted scoring system applied to real testing data. Every casino is scored out of 10 across six categories. The weights reflect what matters most to someone searching for a pay by phone casino – which is why the phone deposit experience carries the most weight.
Pay By Phone Experience 30%
This is the biggest differentiator and the reason this site exists. We measure:
- Deposit speed – timed from tapping “Deposit” to funds appearing in the casino balance
- Fee structure – does the casino or provider charge a percentage on phone deposits?
- Provider quality – is it Fonix (PIN-based, typically free) or PayViaPhone (SMS, often 10–15% fee)?
- Cashier placement – is the phone deposit option easy to find, or buried behind card options?
- Network support – does it work on all four major networks? What about MVNOs like giffgaff?
- PAYG compatibility – does the deposit work correctly from pre-paid credit?
A casino that charges 15% on phone deposits and hides the option three taps deep scores lower than one with zero fees and a prominent cashier button, even if the first casino has more games.
Bonus Value & Eligibility 20%
Welcome bonuses are only valuable if they actually work with phone deposits. We check:
- Does the bonus credit when you deposit via phone bill? (We test this with real deposits)
- What are the wagering requirements? We penalise anything above 40x.
- Is there a maximum conversion cap that limits what you can withdraw from bonus winnings?
- Are free spins included, and on which game?
- No-wagering bonuses (like MrQ’s) score significantly higher than high-wagering alternatives.
The Sun Vegas scores well here because its 10x wagering is genuinely achievable. Monster Casino scores poorly because its 50x wagering with a 3x conversion cap makes the £1,000 headline bonus misleading.
Game Selection 15%
We evaluate the breadth and quality of the game library:
- Total number of games available to UK players
- Provider diversity – a casino with 10 providers scores higher than one with a single provider
- Quality of mobile-optimised versions – do games load quickly and play smoothly on phone screens?
- Presence of popular UK titles (Big Bass Bonanza, Starburst, Gates of Olympus, Age of the Gods)
- Live casino quality – Evolution tables, stream quality, bet limits
Withdrawal Speed 15%
Phone billing is deposit-only, so withdrawal speed matters more than usual for these players. We test:
- Time from requesting a withdrawal to funds arriving in our account
- Pending period – how long does the casino hold the withdrawal before processing?
- Available withdrawal methods (PayPal, debit card, bank transfer)
- Withdrawal fees – ProgressPlay’s 1% fee (capped at £3) is penalised in scoring
- KYC verification speed – how quickly does the casino verify your identity documents?
MrQ’s guaranteed 60-second withdrawals set the benchmark here. Any casino with a multi-day pending period scores poorly.
Mobile Experience 10%
Since phone deposit users are, by definition, on their phone, mobile quality is non-negotiable:
- Page load speed on 4G and WiFi
- Navigation – how many taps from homepage to depositing and playing?
- Native app availability (iOS and Android)
- Responsive design – does the site adapt to different screen sizes without broken layouts?
- Game performance on mid-range devices (not just flagship phones)
Trust & Licensing 10%
We verify every casino’s legal standing and weigh their regulatory history:
- Active UKGC licence – verified on the public register (mandatory to appear on this site)
- Regulatory history – has the operator received UKGC fines or warnings? We disclose all penalties.
- Operator reputation – how many other brands does the operator run? Is the licence shared across 100+ casinos or dedicated?
- Responsible gambling tools – deposit limits, self-exclusion, GamStop integration, reality checks
- Data security – SSL encryption, ISO certifications, transparent privacy policy
We believe in full transparency about regulatory penalties. Four casinos on this list share a licence holder (ProgressPlay) that received a £1M fine in 2025. That’s reflected in their Trust scores. Casinos with clean records (MrQ, PlayUK, All British Casino) score higher.
Why Phone Experience Gets 30%
Most casino comparison sites weight game selection and bonuses highest. We don’t. If you’re searching for a “pay by phone casino,” the phone deposit is the feature that matters most to you. A casino with 5,000 games but a broken phone deposit, a 15% fee, and a hidden cashier option fails at the one thing you came for. A casino with 500 games and a smooth, fee-free, 15-second phone deposit delivers on its promise.
That’s why phone experience carries nearly a third of the total score. The other five categories ensure we’re still recommending casinos that are worth playing at once you’ve deposited.
Frequently Asked Questions
What is a pay by phone casino?
A casino that accepts deposits charged to your mobile phone bill or deducted from your PAYG credit. You enter your number, confirm via SMS or one-tap, and funds appear in your account. The main providers in UK casinos are Fonix, PayViaPhone, and Payforit.
How much can I deposit by phone?
Most providers enforce a £30–£40/day cap set by the PSA. Monthly caps are typically £240. Minimum deposit is usually £10 (£20 at Monster Casino).
Is “pay by mobile casino” the same as “pay by phone casino”?
Yes, they’re the same thing — both mean a casino where deposits are charged to your mobile phone bill or deducted from PAYG credit. The only difference is labelling: MrQ calls it “Pay by Mobile,” JeffBet uses “Pay by Phone,” and NetBet lists it as “Mobile Billing,” but the process is identical.
Is it safe?
Yes, at UKGC-licensed casinos. You never share card details. Phone billing has dual regulation: the UKGC oversees the casino, the PSA oversees the payment. All 10 casinos on this page hold verified, active UKGC licences.
Can I withdraw to my phone bill?
No. Phone billing is deposit-only at every UK casino. You’ll need a debit card, PayPal, or bank transfer for withdrawals. Set up your withdrawal method when you register.
What fees are charged?
Fonix and Payforit casinos (MrQ, Sun Vegas, Britain Play, NetBet, All British) charge no deposit fee. PayViaPhone casinos (JeffBet, Fruity King, PlayUK, Monster, Conquer) charge 10–15%. ProgressPlay casinos also charge a 1% withdrawal fee capped at £3.
Which networks work?
All four major UK networks (EE, O2, Vodafone, Three) are supported at every casino we tested. MVNOs vary – MrQ explicitly excludes giffgaff, Virgin Mobile, Sky Mobile, and BT Mobile. Other casinos were less clear on MVNO support.
What’s the difference between Fonix, Payforit, and PayViaPhone?
Fonix uses a 4-digit PIN via SMS. Payforit uses an SMS verification code. PayViaPhone uses SMS confirmation. The casino chooses the provider, not you. Fonix and Payforit are typically free; PayViaPhone often charges 10–15%.
Do bonuses work with phone deposits?
At every casino we tested, the welcome bonus credited correctly with a phone deposit. However, terms can change – always check the T&Cs before depositing.
Which is the best pay by phone casino?
Based on our testing, MrQ scored highest (8.7/10) for its no-wagering bonuses, zero fees, and instant withdrawals. JeffBet (8.4/10) is best for game variety and sports betting. The Sun Vegas (8.1/10) offers the biggest bonus with the lowest wagering.
Can I use PAYG for casino deposits?
Yes. The amount is deducted from your existing credit immediately. You can only deposit what you’ve topped up – natural budget control. In our tests, PAYG deposits were actually faster than contract billing.
What if my deposit fails?
Your phone bill is NOT charged on failure. Common causes: daily limit already reached, PAYG credit insufficient, premium services disabled on your carrier, or incorrect phone number entered.
How do I set up a withdrawal method?
Register your debit card or PayPal in the casino cashier before or after your first session. Most casinos require KYC verification (photo ID plus proof of address) before processing your first withdrawal. Submit documents early to avoid delays.
Responsible Gambling
Gambling should be entertainment, not a source of stress. Phone billing offers built-in protection: the £30/day cap means you cannot deposit more than £30 via phone, regardless of casino. PAYG users have even tighter control.
We recommend using both the phone billing cap AND the casino’s deposit limits together.
Support organisations:
GamCare
0808 8020 133 | gamcare.org.uk – Free helpline, counselling, online chat
BeGambleAware
begambleaware.org – Information, advice, support referrals
GamStop
gamstop.co.uk – Free self-exclusion from all UKGC-licensed casinos
National Gambling Helpline
0808 8020 133 – 24/7, free, confidential
18+ | BeGambleAware.org | T&Cs apply to all bonus offers.